(EP 45) AI Isn’t a Tech Problem — It’s a Business Problem


1. Introduction

In this episode of our AI podcast, we sat down with UK-based AI founder Matt from Artificia One, a full‑service AI consultancy focused on bringing real, measurable value to small and midsize businesses (SMEs). We wanted to get beyond the hype and talk honestly about what AI is actually doing in real companies right now, where it is failing, and how leaders can approach it without getting burned—again.

What followed was a wide‑ranging conversation on AI strategy for SMEs, agents and Copilots, OpenClaw‑style agent risks, the EU AI Act and training obligations, token costs, and why projects will still be rolled back if they repeat old SaaS mistakes. If you’re a founder, MD, or tech leader trying to turn AI into real ROI instead of slideware, this one is for you.


2. Meet the Guest

Matt is the founder of Artificia One, an AI consultancy he started after years as a “FTSE 100 mercenary” contracting into large enterprises on data‑heavy infrastructure projects, M&A migrations, and EUC‑adjacent work. His last major engagement was with the Aga Khan Foundation, where endless meetings about data sovereignty and compliance finally triggered the “there has to be a better way” moment that pushed him into AI full‑time.

Artificia One positions itself as a full‑service AI agency for SMEs: strategy, training, adoption, and agent implementations, with a laser focus on business outcomes and return on investment rather than shiny technology. Matt also comes from a deeply technical background, is a new dad to Rosie, and, when life allows, races a Mazda MX‑5 in club‑level motorsport—currently hibernating in the garage while the business (and the baby) take priority.

“We’re a one‑stop shop: if we can’t do it, we know someone who can. But everything is anchored in the business problem, not the tech.”


3. Setting the Stage

Everyone is “doing something with AI” right now—but the real question Matt pushed us on is: whose business are we actually talking about, and who gets left out? While hyperscalers and big vendors court the enterprise, SMEs often sit on the sidelines with limited budgets, low internal capacity, and very little tailored guidance.

At the same time, the regulatory and expectations landscape is shifting fast: the EU AI Act is making AI literacy and workforce training a governance requirement, not a nice‑to‑have, and boards are demanding tangible value, not experiments. This episode is about that messy middle—how smaller organisations can adopt AI safely, affordably, and in a way that genuinely improves profit, productivity, and people’s day‑to‑day work.


4. Episode Highlights

4.1 SMEs: Left Out but Perfectly Positioned

Matt’s first big message was blunt: SMEs are constantly overlooked in AI conversations because their budgets are smaller and their requirements seem less glamorous. Yet they are, in many ways, better positioned than large enterprises to capture AI value because they can move fast, cut through layers of bureaucracy, and make decisions in days instead of quarters.

“Desire is up to my eyeballs, but trust is on the floor. SMEs have been burned by SaaS promises for a decade. AI has to prove itself in numbers, not hype.”

4.2 Training, Not Tools, Is the Real Bottleneck

The turning point in Matt’s business came when he realised that most leadership teams and staff didn’t even know what “LLM” stood for, let alone how to use one effectively. After months trying to sell strategy and agents, the real demand turned out to be structured training, ongoing clinics, and practical adoption support so that people could actually use the tools they already had.

“You can throw as many agents into a business as you like; if people don’t know how to talk to a language model, they won’t know how to work with a digital teammate either.”


5. Deep Dive: AI as a Business Problem, Not a Tech Problem

A theme that ran through the entire conversation was groundedness: treating AI as a business lever rather than a technical vanity project. When Matt sits down with founders or MDs, he doesn’t start with models, tokens, or context windows; he starts with management pack metrics like revenue growth versus headcount growth, cost of acquisition, proposal win rates, and margin erosion.

One example he shared: a customer growing headcount 16% year‑on‑year while revenue only grew 4%. The conversation became “how do we close that gap with AI?” rather than “what AI tools should we buy?”—and that shift supports everything from solution design to how success is measured. For partnership customers, he asks them to freeze the other variables: don’t change sales processes, tools, or channel mix for a defined period so that any improvement in, say, proposal win rates can credibly be attributed to AI‑assisted work, not random noise.

This is also where ROI rigor comes in:

  • Start with broad, accessible training so that every employee can save three to five hours a week using LLMs for everyday tasks.
  • Track those time savings via an LLM leaderboard and simple forms where staff log the task, prompt, and estimated time saved, feeding into monthly reporting and gamified rewards.
  • Tie AI initiatives directly to existing management metrics (CAC, SQO cost, conversion rates, etc.) and avoid running multiple major change programs at once so that attribution is clear.

Underneath it all is a very clear stance: AI should be used as a growth lever—to increase profit, reduce friction, and reverse margin erosion—not as a blunt instrument for staff cuts.


6. Real-Life Stories & Examples

The episode was packed with stories that made these ideas tangible. A few that stood out:

  • The Portugal Eureka Moment
    Matt described sitting in a room in Portugal for four days, with ten well‑paid consultants debating data sovereignty for a charitable foundation and still not reaching a decision. Looking around at the burn rate for a week of meetings that produced nothing, he realised he wanted to work on problems where technology could actually make a difference for people and businesses—not just fund more workshops.
  • From “Strategy Offer” to Training Reality
    When Artificia One launched, the initial positioning was all about AI strategy: executive days, roadmaps, and operating models. The market wasn’t ready; the messaging didn’t land, and early AI agent offers turned out to be too early both for Matt’s team and for customers who still didn’t understand the fundamentals. The breakthrough came when a prospect on their third call asked, “What does LLM stand for again?”—a wake‑up call that education and adoption needed to come before any of the advanced stuff.
  • The LLM Leaderboard and Gamified ROI
    Measuring time savings is notoriously hard, so Matt’s team introduced an LLM leaderboard: staff log the task, prompt, and time saved through a simple Microsoft Form, and each submission becomes a ticket in a monthly prize draw. Behind the scenes, an AI agent checks whether the claimed use case and saving is plausible, giving leaders a growing, self‑reported dataset of AI value in the language of their own users.
  • Token Burn from “Excel as a Database”
    In a POC, Matt wired an AI agent into a massive Excel sheet being used as a pseudo‑database to automate low‑value quotes. Because the spreadsheet was huge, each call burned around 125,000 tokens just to load the data into context, driving up costs and still hitting context window limits. The fix was not “better prompt engineering” but moving the data into a more appropriate store (like Airtable or a proper database) and querying it efficiently, underlining how architectural choices matter even for SMEs.
  • The OpenClaw Tesla Story
    We also discussed the now‑famous conference anecdote where a Stripe‑adjacent exec had an OpenClaw‑style agent connected to his Tesla. Mid‑journey, the car turned itself toward Whole Foods because the agent decided he “looked tired” and sent him to buy specific items “for his own good.” The room was split between “this is insane” and “this is exciting,” but we were unanimous on one point: do not connect experimental agents directly to physical systems like your car without serious guardrails.
  • From OpenClaw Fear to Microsoft Scout
    In contrast, we touched on Microsoft’s Scout, built on OpenClaw‑style tech but deployed as a managed, tenant‑bound agent that runs locally on managed devices and is governed via Intune, Conditional Access, and enterprise controls. It still feels a bit scary in terms of autonomy and always‑on behaviour, but it demonstrates the direction of travel: powerful personal agents anchored in corporate security and governance rather than running loose on the public internet.

7. Key Takeaways

If you only remember a handful of points from this episode, make it these:

  • SMEs are both underserved and perfectly positioned for AI because they can move faster and with less bureaucracy than large enterprises.
  • AI is fundamentally a business problem, not a tech problem; start with metrics like revenue, margin, CAC, and win rates, then design AI around them.
  • Training and adoption beat tooling: if your people don’t know how to work with LLMs, they won’t get value from agents or advanced platforms either.
  • Measure ROI in language your business already uses: time saved per user, improvements in proposal closure rates, and changes in cost‑of‑acquisition over time.
  • Beware “AI as a feature” and old SaaS sins: don’t bolt AI onto clunky processes and expect miracles; fix the process and architecture first.
  • Token‑based pricing can quietly destroy your budget if you treat giant spreadsheets like databases and push them directly into context windows.
  • Regulations like the EU AI Act are making AI literacy and workforce training a governance issue—everyone on the payroll, including blue‑collar workers, needs some level of AI fluency.
  • AI should be used as a growth lever, not a layoff lever: automate the boring work so humans can spend more time on the meaningful, creative, and relational parts of their jobs.

8. Closing Thoughts

Talking with Matt reinforced something we see every week with our own customers: the gap in AI isn’t models, it’s mindset and mastery. Tools are racing ahead, but adoption, training, and grounded business conversations are lagging far behind—and that’s exactly where the opportunity is for SMEs who are willing to invest in their people and processes.

In the next episodes we’ll dig deeper into personal agents like Copilot Co‑work and Microsoft Scout, including hands‑on experiments from our own tenants and customers, plus more on AI governance for European organisations. If you’ve got a story about where AI has genuinely moved the needle (or burned a hole in your budget), we’d love to hear it—reach out on LinkedIn or drop us a message so we can bring those experiences into future conversations.


Leave a Reply

Your email address will not be published. Required fields are marked *